:root{--navy:#0d2742;--blue:#1c4e80;--ink:#17212b;--muted:#5b6773;--line:#dfe6ee;--soft:#f5f8fb;--gold:#b88a44;--white:#fff;--radius:18px;--shadow:0 12px 30px rgba(13,39,66,.08)}*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65}h1,h2,h3,h4{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.12;margin:0 0 14px}h1{font-size:clamp(2.4rem,5vw,5rem);letter-spacing:-.04em}h2{font-size:clamp(1.8rem,3vw,3rem);letter-spacing:-.025em}h3{font-size:1.45rem}p{margin:0 0 16px}.container{width:min(1160px,92vw);margin:0 auto}.skip-link{position:absolute;left:-999px;top:auto}.skip-link:focus{left:20px;top:20px;background:#fff;padding:10px;z-index:99}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:76px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy);font-weight:800}.brand-mark{display:grid;place-items:center;width:42px;height:42px;background:var(--navy);color:#fff;border-radius:50%;font-family:Georgia,serif}.brand-text{font-size:1.1rem}.menu{display:flex;list-style:none;gap:26px;margin:0;padding:0}.menu a,.footer-menu a{color:var(--navy);text-decoration:none;font-weight:650}.menu a:hover,.footer-menu a:hover{color:var(--blue)}.menu-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:12px;padding:8px 12px;font-size:1.3rem}.hero{padding:82px 0;background:linear-gradient(180deg,#f7fbff 0%,#fff 100%);border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:54px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.15em;font-size:.78rem;font-weight:800;color:var(--gold);margin-bottom:14px}.lead{font-size:1.22rem;color:#334354;max-width:720px}.btn-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:999px;text-decoration:none;font-weight:800;border:1px solid var(--navy);transition:.2s}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:#12365b}.btn-secondary{background:#fff;color:var(--navy)}.btn-secondary:hover{background:var(--soft)}.panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:30px}.stat-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:22px}.stat{padding:18px;border-radius:16px;background:var(--soft);border:1px solid var(--line)}.stat strong{display:block;color:var(--navy);font-size:1.5rem}.section{padding:70px 0}.section-soft{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section-head{display:flex;justify-content:space-between;gap:20px;align-items:end;margin-bottom:28px}.section-head p{max-width:620px;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}.card .tag{display:inline-block;font-size:.75rem;text-transform:uppercase;letter-spacing:.12em;color:var(--gold);font-weight:800;margin-bottom:12px}.card a{color:var(--blue);font-weight:800;text-decoration:none}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.article-card{padding:24px;border-radius:var(--radius);border:1px solid var(--line);background:#fff}.article-card p{color:var(--muted)}.timeline{position:relative;display:grid;gap:16px}.timeline:before{content:"";position:absolute;left:18px;top:6px;bottom:6px;width:2px;background:var(--line)}.time-item{position:relative;padding-left:56px}.time-item:before{content:"";position:absolute;left:9px;top:6px;width:20px;height:20px;border-radius:50%;background:#fff;border:4px solid var(--gold)}.time-item strong{color:var(--navy)}.split{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:start}.notice{border-left:5px solid var(--gold);background:#fff8ee;padding:18px 20px;border-radius:12px;color:#4d3a1f}.page-hero{padding:62px 0;background:var(--soft);border-bottom:1px solid var(--line)}.content{padding:58px 0}.content article{max-width:850px}.content h2{margin-top:34px}.content ul{padding-left:22px}.guide-list{display:grid;gap:18px}.guide-row{display:grid;grid-template-columns:1fr auto;gap:18px;align-items:center;padding:24px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow)}.price{font-weight:900;color:var(--navy);font-size:1.25rem}.site-footer{background:var(--navy);color:#dbe6f2;padding:46px 0 22px}.site-footer h3,.site-footer h4{color:#fff}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr 1fr;gap:34px}.footer-menu{list-style:none;margin:0;padding:0;display:grid;gap:8px}.footer-menu a{color:#dbe6f2}.small{font-size:.92rem;color:#c4d0dc}.footer-bottom{border-top:1px solid rgba(255,255,255,.18);margin-top:30px;padding-top:18px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.9rem}.footer-bottom a{color:#fff}.wp-block-search__button{background:var(--navy);color:#fff;border:none;border-radius:8px;padding:8px 14px}.wp-block-search__input{border:1px solid var(--line);border-radius:8px;padding:8px 10px}@media(max-width:850px){.hero-grid,.split,.footer-grid{grid-template-columns:1fr}.cards,.article-grid{grid-template-columns:1fr}.section-head{display:block}.menu-toggle{display:block}.primary-nav{display:none;position:absolute;left:4vw;right:4vw;top:76px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;box-shadow:var(--shadow)}.primary-nav.open{display:block}.menu{display:grid;gap:14px}.guide-row{grid-template-columns:1fr}.hero{padding:56px 0}.section{padding:48px 0}}